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Behind the scenes at a GP 8am scramble

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Rob Sissons

Health correspondent, BBC East Midlands

BBC Two GP receptionists Jayne Bond and Sandra Brewster smiling ahead of their daily pressured stint answering the telephones first thing in the morning  from patients trying to get an appointment from the surgery.BBC

Jayne Bond and Sandra Brewster answer the phones during the rush for a same-day GP appointment

Anyone who has ever tried to get a GP appointment in England will be familiar with the “8am scramble“, as you phone your local surgery desperately hoping to get through.

Many surgeries – like the Tudor House Medical Practice – open their telephone lines at 08:00, meaning that if you want an on-the-day appointment, you have to phone on the dot at 08:00.

This can prove a source of frustration, with Jayne Bond – part of a four-strong team at the increasingly busy practice – often at the sharp end of patients’ upset.

“Some people think we are Rottweilers, and we are trying to stop them getting appointments,” she said.

The practice invited the BBC to watch them at work first thing in the morning during the busiest part of their day, when those phone lines open.

The GP receptionists during the first part of their day  answering dozens of calls  that come within minutes.

The Tudor House Medical Practice in Nottingham has almost 7,000 patients

“When the phone lines open, it just goes manic,” fellow receptionist Sandra Brewster said.

She knows the scene at the practice, in Sherwood, is repeated at surgeries across the land when they release their same-day bookable appointments first thing.

“It is mad – we try and grab a cup of tea before the phones open up,” Sandra added.

Often potential patients can get frustrated when receptionists ask for more information.

Jayne, 66, said: “We are on the ball – we have to be.

“Some people think we are nosy, but we are just trying to get them to the right person.”

Eighty per cent of face-to-face GP appointments at the surgery are bookable on the day and released first thing, and typically within half an hour, they are gone.

A picture of the Tudor House Medical Practice an inner city surgery in Nottingham.

Like many surgeries, the practice has experienced increasing demand

We observed the pressure on a typical Wednesday morning.

Jayne said: “We normally call it ‘wacky Wednesday’ – it can be a very busy day.”

Only five minutes after the lines open, more than 30 people are queuing to get through.

The telephone system has recently been upgraded, with an option for people to request to be phoned back without the caller losing their place in the queue.

But despite this “improvement”, high demand will mean some inevitably miss out.

Sandra, also 66, admits receptionists can’t always give people they want.

“People have said to me, ‘well if I die it will be your fault’.

“There can be verbal abuse – you just have to go home and forget about it and remember it is the situation, not personal, but they are the calls you remember,” she said.

We observed that 50 people were booked in at the surgery within 25 minutes.

Tricia Gibbons is the manager of the Tudor House Medical Centre in Nottingham and is sat behind the main reception area.

Practice manager Tricia Gibbons says the call handlers “do a fantastic job”

This relentless demand for appointments is a picture repeated across the country, and has seen the government step in earlier this year.

The Labour government had pledged in its manifesto to end the early morning phone “scramble” for appointments, and in February, confirmed a deal to give an extra £889m a year to general practices.

The new contract says patients should be able to arrange appointments online throughout working hours, freeing up the phones for those who need them most, and making it easier for practices to triage patients based on medical need.

Practice manager Tricia Gibbons said patients were “getting more used to not always seeing a GP”.

The 56-year-old said: “When I first started 11 years ago, we only had access to GPs and trainee doctors.”

The surgery now has an expanded team of health professionals to complement the work of family doctors, including an advanced nurse practitioner and a clinical pharmacist, which can see patients.

Tricia stressed, though, that “the doctors are always there to offer back-up”.

“This model is about giving doctors more time to focus on more complex cases,” she said.

“Other members of the team are well placed to deal with the more minor illnesses and ailments.”

Dr Jonathan Lloyd a GP partner holding a consultation with a patient in his surgery

Dr Jonathan Lloyd, a GP partner, said demand meant there was “more pressure on doctors”

Dr Jonathan Lloyd, a GP partner at the surgery, said demand for primary care had gone up hugely since he began working as a doctor almost 30 years ago.

“The number of appointments the average patient has each year has increased, and people have got older, and there are more people with dementia and chronic disease,” he said.

“The number of GPs has not increased at the same rate, so there is more pressure on doctors.”

He said accessing primary care across the country was a “big problem”, but felt most patients were “comfortable” knowing they might not always see a doctor.

He said six out of 10 GP appointments were in person, with the rest on the phone, which “many people are quite happy about”.

“Our patients have control over that – if they want to see me face-to-face, they can,” he added.

‘Nowhere near a solution’

Latest annual figures from NHS England show that record numbers of appointments – more than 370 million – were offered by GP surgeries in 2024-25, with almost two-thirds face to face, and the rest virtual.

Four out of 10 appointments at surgeries are with doctors, and the rest with other health professionals.

More than half of appointments were booked at least a day ahead, with the rest on the same day.

Katie Bramall-Stainer, who chairs the British Medical Association GPs’ committee, previously told BBC Breakfast that the new government deal could see patients begin to notice a difference in six to 12 months, but said the overall situation was “nowhere near a solution”.

So for now, the likes of Jayne and Sandra will continue to keep an eye on the clock as 8am approaches.

Trump announces US bomb drops in Iranian nuclear sites

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President Trump announced Saturday the United States had bombed three Iranian nuclear sites, including the Fordow site that is located in a mountainside.

“We have completed our very successful attack on the three Nuclear sites in Iran, including Fordow, Natanz, and Esfahan,” Trump posted on Truth Social. 

“All planes are now outside of Iran air space. A full payload of BOMBS was dropped on the primary site, Fordow. All planes are safely on their way home,” Trump added. “Congratulations to our great American Warriors. There is not another military in the World that could have done this. NOW IS THE TIME FOR PEACE!”

DEVELOPING

Apple sued by shareholders for allegedly overstating AI progress

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By Jonathan Stempel

(Reuters) -Apple was sued on Friday by shareholders in a proposed securities fraud class action that accused it of downplaying how long it needed to integrate advanced artificial intelligence into its Siri voice assistant, hurting iPhone sales and its stock price.

The complaint covers shareholders who suffered potentially hundreds of billions of dollars of losses in the year ending June 9, when Apple introduced several features and aesthetic improvements for its products but kept AI changes modest.

Apple did not immediately respond to requests for comment. CEO Tim Cook, Chief Financial Officer Kevan Parekh and former CFO Luca Maestri are also defendants in the lawsuit filed in San Francisco federal court.

Shareholders led by Eric Tucker said that at its June 2024 Worldwide Developers Conference, Apple led them to believe AI would be a key driver of iPhone 16 devices, when it launched Apple Intelligence to make Siri more powerful and user-friendly.

But they said the Cupertino, California-based company lacked a functional prototype of AI-based Siri features, and could not reasonably believe the features would ever be ready for iPhone 16s.

Shareholders said the truth began to emerge on March 7 when Apple delayed some Siri upgrades to 2026, and continued through this year’s Worldwide Developers Conference on June 9 when Apple’s assessment of its AI progress disappointed analysts.

Apple shares have lost nearly one-fourth of their value since their December 26, 2024 record high, wiping out approximately $900 billion of market value.

The case is Tucker v. Apple Inc et al, U.S. District Court, Northern District of California, No. 25-05197.

(Reporting by Jonathan Stempel in New York; Editing by Mark Porter and Rod Nickel)

Iran’s government says it shut down internet to protect against cyberattacks

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Earlier this week, virtually everyone in Iran lost access to the internet in what was called a “near-total national internet blackout.” 

At the time, it was unclear what happened or who was responsible for the shutdown, which has severely limited Iranians’ means to get information about the ongoing war with Israel, as well as their ability to communicate with loved ones inside and outside of the country. 

Now Iran’s government has confirmed that it ordered the shutdown to protect against Israeli cyberattacks.

“We have previously stated that if necessary, we will certainly switch to a national internet and restrict global internet access. Security is our main concern, and we are witnessing cyberattacks on the country’s critical infrastructure and disruptions in the functioning of banks,” Fatemeh Mohajerani, Iran’s government spokesperson, was quoted as saying in a local news story. “Many of the enemy’s drones are managed and controlled via the internet, and a large amount of information is exchanged this way. A cryptocurrency exchange was also hacked, and considering all these issues, we have decided to impose internet restrictions.”

Mohajerani referred to the hacks on Bank Sepah and Iranian cryptocurrency exchange Nobitex. In both cases, a group of hackers called Predatory Sparrow (also known in Farsi as “Gonjeshke Darande”) claimed responsibility and said it was attacking Iranian organizations to hurt the regime. Predatory Sparrow is a mysterious group that purports to be a group of pro-Israel hacktivists, which has had a lot of success disrupting key services in Iran, like gas stations and steel plants

Everyday Iranians, in and outside of the country, are suffering from the internet shutdown in the midst of Israeli bombardments. 

Amir Rashidi, director of cybersecurity and digital rights at Miaan Group, told TechCrunch that his family evacuated Tehran, as they lived in a neighborhood that the Israeli government warned it was going to target. 

“I haven’t heard from them in two days, but someone is supposed to update me. I hope everything is okay,” Rashidi said. It’s not just the internet. All forms of communication from outside to inside the country have been cut off — even phone calls. If you try to call from outside, the phone won’t ring inside, and you’ll hear a meaningless recorded message on your end.”

Nariman Gharib, an Iranian activist and independent cyber-espionage investigator who lives in the U.K., said that a small group of people are able to get online because they know how to use virtual private servers as proxies, or “get lucky with their ADSL connections, since there are some disruptions in the network.”

“There aren’t that many people able to get online,” Gharib told TechCrunch. “My friends are tech-savvy, so they can bypass the restrictions, but generally, it’s very difficult because we have a complete internet shutdown in the country.”



USA’s Haji Wright (Achilles) out for rest of Concacaf Gold Cup

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ARLINGTON, Texas — United States international forward Haji Wright has been ruled out for the remainder of the Concacaf Gold Cup with an Achilles injury, U.S. Soccer announced on Saturday.

In a statement, the USSF added that Wright “will return to Coventry City for further evaluation and treatment.” Tournament rules stipulate that Wright can’t be replaced on the U.S. roster.

“Always sad to see a player leave, because the group was very good, and he’s a very good guy, and adds very good quality to the group, [a] different option,” USMNT coach Mauricio Pochettino told reporters at a news conference shortly after the announcement.

“He’s a player that can play in different positions in the attack. Yes, sad situation, sad for him, sad for the team, but I think we need to prioritize his process to recovery.”

Wright, 27, scored as a substitute in the USMNT’s 5-0 tournament-opening win over Trinidad and Tobago, but he was held out of training in the run-up to the match against Saudi Arabia and was left off the game-day roster.

After the match, Pochettino said that an announcement regarding Wright’s status would be made in the coming days.

Wright was seen with his teammates getting off the bus prior to Saturday’s training session but was limited to gym work, according to a team spokesperson.

“He already arrived with some problems in his Achilles, and then we cannot fix the problem; he increased [his] pain,” Pochettino added Saturday. “That is why that [this] is the decision that we take.”

The injury is a tough blow for Wright, who was coming off a solid season with Coventry City in England’s second-tier Championship, scoring 12 goals in 31 league and cup appearances.

He had also been hoping to make a significant impression on Pochettino given that other forwards like AS Monaco’s Folarin Balogun, PSV Eindhoven’s Ricardo Pepi and Norwich City’s Josh Sargent were all not named to the final Gold Cup roster.

Information from ESPN’s Cesar Hernandez contributed to this report.

Every Celebrity on Red Carpet

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Grab your ponchos—because the 2025 Nickelodeon Kids’ Choice Awards are officially here.

For this year’s annual award show on June 21, first-time host Tyla will take the stage at Santa Monica’s Barker Hangar for a night of skateboard stunts, musical performances, orange blimps and, of course, no shortage of neon green slime.

In fact, some of the stars gave fashion nods to the event’s signature sludge on the red carpet including Wicked star Cesily Collette Taylor, who arrived wearing an all-green ensemble. Meanwhile, YouTuber Markell Washington‘s dapper brown suit included bright green shoulder pads.

Heading into this year’s award show, Ariana Grande, Lady Gaga and Kendrick Lamar lead the nominations with four nods each. But the competition for an iconic Nickelodeon blimp was quite stiff with stars like Jack Black, Dwayne Johnson, Selena Gomez and Jelly Roll trailing closely behind with three nominations apiece.

In addition to the Kids’ Choice Awards veterans, nominees like Gracie Abrams, Cynthia Erivo, Chappell Roan, Shaboozey and many more will be experiencing the slime—which is rumored to be a mix of vanilla pudding, apple sauce, green food coloring and a little oatmeal—for the first time.

Where are Michael Jackson’s giant HIStory statues 30 years later?

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Getty Images A giant Michael Jackson statue appears to be stood on the River Thames in front of Tower Bridge.Getty Images

Statues of Michael Jackson appeared at landmarks around the world to promote his album HIStory

In June 1995, a giant statue of Michael Jackson provided a surreal sight in the heart of London when it was floated on a barge down the River Thames.

This 32ft (10m) pop colossus was just one of 10 that appeared around the world to promote the superstar’s album HIStory: Past, Present and Future, Book I.

The fibreglass titans then followed Jackson on his global tour.

Thirty years later – and 16 years after his death – the King of Pop continues to attract controversy, but some of the statues still stand defiantly in unexpected corners of the world.

How the King of Pop became fibreglass

Stephen Pyle An old photo shows a large Michael Jackson statue is being hoisted on to its feet by people pulling on ropes.Stephen Pyle

The statues were assembled and painted at Elstree Studios, where there was enough space to stand them up

Jackson’s double album was a mix of his greatest hits alongside 15 new tracks including Earth Song, which would spend six weeks at the top of the UK chart.

In America, sculptor Diana Walczak consulted with the pop star to create a clay sculpture that was digitally scanned for the album cover.

Hertfordshire-based artist Stephen Pyle, who had built sets for worldwide productions of The Phantom of the Opera, was asked by a Sony employee called Robbie Williams (not that one) to make 10 huge statues based on this album cover.

Getty Images/Mark Baker/Sony Music Archive Michael Jackson statue being assembled on the bakes of the River Thames for the History launch in June 1995Getty Images/Mark Baker/Sony Music Archive

The first statue to appear was on the River Thames in London in June 1995

He hired sculptor Derek Howarth to craft the statue in polystyrene sections, which Mr Pyle used to make moulds and fibreglass casts.

Everything was assembled in Chris and Liz Clark’s workshop at Elstree Studios in Hertfordshire, where they were painted to look like stone.

The team worked without access to Ms Walczak’s prototype, which led to them looking slightly different.

Mr Pyle says: “Making 10 statues in four months was quite the challenge, but thanks to Derek, Chris, Liz and the rest of my workshop team at the time, we became quite the efficient factory for Michael Jackson monoliths!”

The fates of some of the statues is uncertain, and they may have been locked in storage or destroyed. But others have remained on show in some unlikely locations.

A McDonald’s in the Netherlands

Peter Van Gelder A Michael Jackson statue, stood near a McDonald's golden arches sign, surrounded by a small fence covered in flowers, letters and other tributes.Peter Van Gelder

One statue stood for decades at a McDonald’s, but was taken down because of the 2019 Leaving Neverland documentary

For many years, a King of Pop monument towered over a McDonald’s car park in the village of Best in the Netherlands.

Restaurant owner Peter Van Gelder bought the statue from Sony at a 1996 charity gala for the Ronald McDonald Children’s Fund.

“The restaurant had just opened and didn’t yet have the big yellow M,” he says. “It was my intention to put it down as an eye-catcher.”

Jackson fans began flocking to the spot, taking photos and playing his music. Crowds became so frequent that Peter had to fence off the statue to stop people climbing on it.

Each year on Jackson’s birthday, and on the day he died, it became a shrine, with fans gathering to play music, hang pictures and leave flowers.

Peter Van Gelder The head of a Michael Jackson statue peeks out from under an orange sheet in a warehouse.Peter Van Gelder

Peter Van Gelder wants to donate the statue to a fan club

Things changed in 2019 after HBO’s Leaving Neverland documentary levelled new allegations of child sexual abuse against Jackson.

“In the Netherlands there was not such a strong reaction and my intention was to just leave the statue there,” explained Peter.

But he said pressure from the fast food chain’s US headquarters led to its removal and storage in a “secret location”.

McDonald’s tells the BBC: “In 2019, following the documentary, it was decided to remove the statue.

“We felt and feel it is important for all guests to feel comfortable when visiting one of our restaurants.”

Peter hopes to donate the statue to a fan club, but due to its size a building permit is required. “Many have approached me but still no-one has been able to get a permit,” he says.

“The years have passed since his death and I’ve noticed that the interest in the statue is decreasing… So the Michael Jackson statue lies resting under a tarp in an insignificant shed.”

A nightclub in Austria

Franz Josef Zika A worn-looking Michael Jackson statue situated in a courtyard. Parts of the statue look brown and stained white. It is supported by nearby safety cablesFranz Josef Zika

One statue has moonwalked its way into a defunct nightclub in Austria

The courtyard of an abandoned club in a small town 18 miles (30km) west of Vienna is not the place you’d expect to find a towering effigy of the King of Pop.

Owner Franz Josef Zika won the statue in 1998 at a radio charity auction in aid of the Red Cross, and spent 150,000 Austrian Schillings (£9,300).

He recalls: “The big problem was when I went home and had to tell my uncle, who was the family boss, and he said, ‘You’re crazy!'”

Visitors to The Baby’O in Judenau-Baumgarten may have been surprised to find Michael Jackson in the smoking area, but Franz saw it as a great way to promote his club.

“There were also many bars next to the statue, so there was a party around Jackson,” he says.

Franz Josef Zika A man with glasses and silver hair is taking a selfie in front of a Michael Jackson statue perched on a base made of oil drums. Parts of the statue look brown and stained white.Franz Josef Zika

Franz Josef Zika now wants to sell his statue

Last year the club was forced to close after a new residential building was built nearby.

Now Franz wants to find somebody to open a small cafe or pizzeria at the venue, but needs to get rid of the pop monolith first.

He said: “I’ve been trying to sell it for two years. I would be happy if I get €25,000 (£21,000) for it.

“I’ve had some interest from Sweden and some in Hungary, but the problem is people don’t have enough money.”

What if he can’t find a buyer? “We don’t know. Maybe I’ll send it to Mars. Elon will do this for me!” he laughs.

A Swiss fairground

Marino Trotta A brightly light fairground at night with a large Michael Jackson statue towering on the right side. His badges and bandolier are painted gold.Marino Trotta

This King of Pop effigy used to get an annual outing, but has not been seen for a few years

For more than 50 years, an annual fairground event called Luna Park has taken place in Lausanne, Switzerland.

It is among these blinking lights and brightly coloured rides that another Jackson statue can be found.

It has been given slight refurbishment, with gold paint added to his faux military uniform.

Organisers tell the BBC they bought it 2008 from a man who had purchased it from Sony years earlier.

The statue has not been displayed for a few years, but they do not say why – however they stress it is not for sale.

A miniature town in South Africa

Heather Mason/2summers.net A Michael Jackson statue where parts have been painted black (such as his hair, belts and badges) and the rest is a grey-blue colour.Heather Mason/2summers.net

A repainted statue has been spotted in a now-abandoned Johannesburg theme park

When Jackson brought his HIStory tour to South Africa, he had one of the 10 statues with him.

Santarama Miniland, which opened in Johannesburg in the 1970s to showcase the country in miniature, is now abandoned.

Attractions have been removed and the miniature train no longer runs, but a repainted MJ monolith still stands, visible in Google Earth satellite images.

Blogger Heather Mason of 2summers.net visited the park in 2013.

She recalls: “It was quite strange to see a giant blue Michael Jackson statue in the middle of Miniland, where the general theme is for things to be smaller than life, not larger than life.

“But I certainly appreciated it! The MJ statue was the best photo op in the park.”

An Italian amusement park

Europark Milano A painted towering Michael Jackson statue standing on a plinth which reads "MJ ITALIAN MEMORIAL PLACE"Europark Milano

The statue was restored in 2019, but is now for sale

A fresh coat of paint and new pair of sunglasses have not made this fibreglass figure too unrecognisable.

In June 2019, Europark Idroscalo Milano unveiled the “restored” statue after a Jackson-themed flash mob.

An announcer told the gathered crowd: “This statue is dedicated to all of you, who keep on loving him through the years.”

The dramatic reveal came just months after the Leaving Neverland documentary.

A park spokesperson tells the BBC the statue was purchased at the end of the tour but remained abandoned for many years before ending up in the park.

They said the titan had its face covered for a while following allegations of child abuse because park owners at the time “did not want to show that MJ welcomed children at the park, so it was transformed almost into a robot”.

Despite the work to restore and repaint the statue, the park’s owners have now put the refurbished statue up for sale.

Baby Boomers: 1 in 3 say they'll never sell their home, according to survey

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(NewsNation) — Over one-third of baby boomers who own their homes claim they will never sell them, according to a Redfin-commissioned survey.

The survey also found that an additional 30% say they will at least hold on to their home for a decade, but are willing to sell. Those who are older (the Silent Generation) are even less likely to sell their homes, with 44.6% saying they never would.

Younger homeowners, however, are on the opposite side of the spectrum. 21% of millennials/Gen Zers and 25% of Gen Xers said they would never sell their homes.

Many Baby Boomers have no incentive to sell: Survey

According to Redfin, these results could reflect the fact that many baby boomers don’t have the financial incentive that is typically needed to sell a home. Also, many older homeowners have lived in the same home for a while and prefer to stay where they are.

Around 67% of the baby boomers in the study had lived in their homes for at least 16 years. Fifty-five percent of baby boomers said they like their homes and have no reason to move, which is the most common reason they stayed.

Other common reasons included:

  • Their home is almost or completely paid off: 30%
  • Today’s home prices are too high: 16%
  • They don’t want to give up a low mortgage rate: 8%

Housing prices increased by about 40% since before COVID: Redfin

Housing prices are up around 40% since before the COVID-19 pandemic, according to Redfin, with mortgage rates nearing 7%. That’s up from around 4% before the pandemic. Currently, 31% of baby boomers said they wouldn’t be able to own a home in a neighborhood similar to theirs in today’s economy.

This reasoning is also making it harder for younger Americans to find homes. 88% of homes owned by Baby Boomers are single-family homes, which also might not be large enough to fit an entire family. Only 5% are condos and 4% are townhomes.

An analysis by Redfin in 2024 showed that baby boomers are much more likely to have larger homes, despite most millennials and Gen Z homeowners having minor children living at home, compared to only 4% of Baby Boomers.

Redfin Chief Economist Daryl Fairweather said, “With baby boomers opting to age in place rather than sell, it’s challenging for younger buyers to find affordable options that fit their lifestyle. But it’s worth noting that even though many older Americans say they’re not planning to sell their homes, many are likely to eventually part ways as it becomes harder to live independently and/or keep up with home maintenance.”

Many millennials, Gen Zers won’t be purchasing homes anytime soon: Redfin

The study also showed that around 25% of millennials and Gen Zers won’t be buying a home anytime soon because they can’t afford one where they want to live. Other reasons include:

  • Not being financially prepared for surprise costs: 23%
  • High mortgage rates: 20%
  • Unable to save for a down payment: 18%

At least supply is up, with nearly 500,000 more home sellers than buyers in the current market, according to Redfin. Redfin economists believe that home prices will decline by 1% by the end of 2025.

This survey was commissioned by Redfin and conducted by Ipsos in May. Around 4,000 residents were included in the survey.

Is Net Worth More Important Than A High Salary? Some Say Yes, Others Argue A High Salary With Low Net Worth Is ‘Much Easier To Fix’

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When a Reddit user recently posted a rant claiming that net worth is more important than salary, it sparked a heated debate. The post criticized people who flaunt six-figure incomes but have little to show for it. The author questioned the value of a high paycheck if it all disappears to debt and lifestyle costs. “Who cares what you make if you are still broke,” they wrote.

The poster argued that plenty of six-figure earners live paycheck to paycheck and flex their income despite being buried in debt. “I would rather make 50k a year and have 250k NW, than 150k a year and be in debt,” they wrote, adding, “Having high NW displays financial discipline and competence.”

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Some people agreed, pointing out that income is only one part of the story. “I worked with a guy who made over 100k,” one commenter wrote. “Refused to save anything, not even 401(k). He bought anything and everything he wanted. He’s still doing it.”

Others pushed back, saying a high salary gives you more options and flexibility. “Give me the high salary and low net worth. Much easier to fix,” one person said.

Another argued, “That 150k [salary] can erase debt and build a 250k NW a hell of a lot faster than the 50k / 250k one can increase.”

A more detailed reply laid out how someone earning $150,000 could contribute aggressively to retirement, get employer matches, and outpace someone with a smaller income within a few years. “You could waste ALL of your 126.5K minus taxes and end up with a quarter mill in 5 years,” the commenter explained.

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Despite disagreements, one consistent theme emerged: discipline matters more than raw numbers. “If you have an uncontrollable spending problem, it doesn’t matter how much you make,” a user wrote. “You can make 1 million a year and if you still spend 1.2 million you’re an idiot.”

Another summed it up this way: “Net worth isn’t always a sign of discipline but your post is well taken. If I made a million dollars per year for one year it doesn’t make you rich.”

X app code points to a physical card coming to X Money

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X’s plans for a payments service may extend beyond the digital realm, new data suggests. According to findings from mobile app intelligence firm AppSensa, the X app has been updated over the past few weeks with several references related to a physical debit card, which can be customized with your X username.

Dozens of new strings of code in the X app reference various actions you can take with the new debit card, including checking its shipping status, activating your card after it arrives, reporting your card lost or stolen, locking the card, setting a PIN, and more.

Multiple strings also include the terms “physical_card_option” as well as just “physical,” the data indicates.

Image Credits:AppSensa

The news follows X CEO Linda Yaccarino’s January announcement that Visa would be the company’s first partner for the X Money service, which will allow users to instantly fund their X Wallet accounts via Visa Direct. She explained that the new service would enable peer-to-peer (P2P) payments by connecting with users’ debit cards and would offer the option to instantly transfer funds to your bank account.

Yaccarino also noted that this would be the “first of many” big announcements about X Money arriving this year. This suggests that X is on a path that will see it more broadly competing with other digital banks and payment services in the near future.

Image Credits:AppSensa

To support its venture into payments, X has been registering for money transmitter licenses across the U.S. for over a year. As of December 2023, the company was licensed for payment processing in a dozen states. It has since increased its registrations to include 40 states, plus Washington, D.C.

There are other references in the X app’s code that tell us more about how this new payment card may work. For instance, some strings refer to “cashback” and others to “deferred debit.” It also appears you may be able to cancel your virtual card independently of the physical card and vice versa.

Plus, the code suggests X could be pursuing relationships with other partners, as both MasterCard and Amex are listed as supported payment card brands.

Image Credits:AppSensa

X owner Elon Musk has long envisioned the app formerly known as Twitter as more than a social network.

In November 2022, he shared his plans to turn X into an “everything app” that would include things like payments and banking, as well as better support for videos and creator content. Last year, X was spotted working on the addition of a Payments button that would be added to the site’s main navigation bar.

Musk’s interest in payments stretches far back to his co-founding of X.com, a company that later merged with the online bank Confinity to become PayPal. In 2017, he re-acquired the X.com domain and then rebranded Twitter as X in summer 2023, less than a year after his Twitter acquisition.

X has not shared when specifically it plans to announce X Money besides sometime “later this year,” per Yaccarino’s January post. She also recently told the Financial Times that X will offer investments and trading as part of its super app strategy.

X did not respond to a request for comment.